Today I got scammed. A guy claiming to be a millionnaire from Dubaï hooked be and asked for some money as he lost his wallet. Once I was hooked, everything he did reinforced my belief that he was legit:
- He had a nice car
- He had a family in the car
- He offered me a visit card
- He didn't offer any form of retribution before I accepted to help already
I lost 200€ but learned a lot:
- Anyone can get hit by scammers, being smart and/or educated doesn't protect you.
- We think ourselves smarter than we are... especially when we're smart.
- We tend to blindly trust our peers or people we think are above us. Why did I withdraw 200€ for a 'millionnaire' while I would never do that for a homeless person?).
- Once we're biased, it's virtually impossible to get rid of it unless proven wrong. In my case, I had to bring his 'jewelry' in a pawn shop to realize I got scammed.
- When someone appeals to your value, it's very hard to say no.
- The scammer got me mainly because:
- He had kids, which triggered my emotional side and made me relate with him.
- He gave a reward to me without me asking... or so I thought. Retrospectively, I realize he did that exactly when I was hesitating to withdraw some cash.
- I was even comforted in my opinion of him as I felt like I was getting a good deal that was even unfair to him.
- When confronted with urgent decicions to make, our critical thinking goes to sleep.
=> How do we fight psychological biases in real-time?